top of page
Doctor

PHYSICIAN DIVORCE

Financial clarity when divorce involves a medical career

​

Divorce involving a physician or medical professional is financially different from most divorces - often in ways that are misunderstood by spouses, attorneys, and even the physicians themselves.

 

Whether you are:

  • a physician navigating divorce, or

  • divorcing a doctor or medical professional,

 

the financial landscape is typically more complex, more opaque, and higher-stakes than it first appears.

 

At Clarity Financial Wellness, I help bring structure, realism, and clarity to these cases - so decisions are made with facts, not fear or assumptions.

​

Why physician divorce is different

 

Medical careers often involve compensation structures and assets that don’t fit neatly into standard divorce frameworks, including:
 

  • Variable income (RVUs, bonuses, call pay, productivity incentives)

  • Deferred or contingent compensation

  • Practice ownership, buy-ins, or partnership tracks

  • Goodwill and valuation issues

  • Student loans vs. marital debt confusion

  • Licensing and career-preservation concerns

  • High income paired with limited liquidity

  • Long hours that mask one spouse’s invisible labor and support


These dynamics can create:
 

  • Unrealistic settlement expectations

  • Power imbalances

  • Conflict driven by misunderstanding, not malice

  • Costly legal fights that don’t actually change outcomes


Clarity matters - early.

text visibility box
Hospital Working Day

FOR PEOPLE DIVORCING A PHYSICIAN

If you’re divorcing a doctor or medical professional, you may be experiencing:

​

  • Financial minimization (“I earned it - you didn’t”)

  • Confusion around income, bonuses, or future earnings

  • Difficulty understanding what is actually marital

  • Pressure to settle without fully understanding the numbers

  • Fear of being outmatched or out-resourced

 

My role is to help you:

​

  • Understand the real financial picture

  • Identify what should be disclosed and evaluated

  • Model realistic post-divorce scenarios

  • Ask better questions — with confidence

  • Make decisions grounded in data, not intimidation

Doctor Examining Child

FOR PHYSICIANS GOING THROUGH DIVORCE

If you are a physician navigating divorce, you may be feeling:

​

  • Anxious about disclosure or valuation

  • Concerned about protecting your career and future earning ability

  • Overwhelmed by financial uncertainty

  • Frustrated by assumptions about “high income”

  • Eager to resolve things efficiently and thoughtfully

 

I work with physicians to:

​

  • Break down compensation clearly and accurately

  • Understand what is truly at risk (and what isn’t)

  • Evaluate settlement options realistically

  • Avoid unnecessary conflict and expense

  • Move forward with clarity and control

 

This is not about punishment or blame - it’s about informed decisions.

HOW I HELP

I am not an attorney, and I do not provide legal advice.


What I do provide is financial clarity.

​

Typical support includes:

​

  • Pre-mediation or pre-negotiation financial analysis

  • Buyout and settlement modeling

  • Income normalization and cash-flow analysis

  • Equity and liquidity planning

  • Scenario comparisons to support decision-making

  • Attorney-adjacent financial support in complex cases

 

My background in corporate finance and complex compensation allows me to translate medical-career finances into clear, usable insight - for both sides.

Screenshot 2026-01-11 124412.png

A NOTE ON NEUTRALITY

I work with both physicians and non-physician spouses.

​

My role is not to “take sides,” but to ensure decisions are informed, realistic, and financially sound. High-conflict situations often improve once the numbers are clearly understood.

 

Next steps

 

If your divorce involves a physician or medical professional and you want clarity before making major financial decisions, we can start with a conversation.

 

I offer a complimentary 30-minute call to understand your situation and determine whether Clarity Financial Wellness is a fit.

bottom of page